Medicare Supplemental Insurance
We are Medicare Insurance Brokers offering Medicare supplements (also known as Medigap plans) from all major insurance companies in Las Vegas. Medicare supplements help cover the gaps in Original Medicare including the 20% that Medicare Part B does not cover. With a Medicare supplement, there is no network. It is more than an HMO or PPO because you can go to any doctor, hospital, or clinic in the country that takes Medicare. Another benefit of a Medicare Supplement is the ability to fix the cost of your healthcare. If you have what is known as a Plan F Medicare Supplement, you will have 100% coverage for everything that Medicare covers.
Can You Get a Medicare Supplement?
Medicare supplements are not guaranteed to everyone. If you are taking Medicare Part B for the first time, you may qualify for a guarantee issue. Otherwise, you will need to go through medical underwriting and you may be denied if you have pre-existing conditions. We will review your specific situation and help you take advantage of any available guarantees. But, if you do have to qualify medically, we will review your health and match you with an insurance company that will give you the highest odds of an approval.
Does a Medicare Supplement Cover Prescription Drugs?
If you elect to have a Medicare supplement, you will need to get a separate plan to cover your prescription drugs. There are two dozen drug plans to choose from in Las Vegas, we will make sure that your plan offers the most coverage for the prescriptions you take.
Medicare Supplement Plan Types
There are more than a dozen Medicare Supplements to choose from in Las Vegas. Let’s start by reviewing the plan types. Medicare Supplements come in 11 plan types: A, B, C, D, F, F High Deductible, G, K, L, M, and N. These 11 plans are standardized and they are all available in Las Vegas. Every insurance company that offers one of these plan types is offering the exact same thing. the same regardless of the insurance company who offers them. The only difference from one insurance company to another is the price.
Why Choose a Medicare Supplement?
- Acceptance: They are accepted by every doctor in the country who accepts Medicare
- Freedom: You never need a referral to see a specialist
- Value: You can fix the cost of you health care and never pay co-pays for doctors and hospitals
We are ready standing by ready to help you. We have helped thousands of seniors in Las Vegas find the right plan to fit their needs and their budget. There is not cost to use our services and we will be here for you know and in the future.