Life Insurance

We guarantee that you will receive one-on-one, personal attention and that your agent will have your best interests in mind. Your agent will quote your life insurance policy with top-rated carriers using our software. 

Instead of calling and getting quotes from all of the different health and life insurance companies, let us do the work for you. We will show you the same quotes from the same companies, but you don’t have to do all the work. 

We care about you and want to make sure you’re taken care of. We are an independent agency, which means that we don’t work for insurance companies. Instead, we work as your insurance advocate. You won’t pay any fees for our services and our agents work to make sure you understand all of the insurance options available to you. Our number one priority is to make sure that you can get the most coverage available for the lowest price. 

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The Benefits of Low Cost Term Life Insurance

We often recommend that people consider a term life insurance policy. Here are a few benefits of choosing a term life insurance policy:

Peace-of-mind

The best benefit of life insurance is knowing you have taken care of your loved ones in the case of untimely death. Term life insurance is a life insurance plan for those who wish to provide their family members with financial protection should they die early. 

Lowest premium for the largest death benefit

Term life allows you to have a large death benefit for a very low premium. The rates depend on your age and the term of your policy, but they will be much more affordable than those of permanent life insurance policies.  

Fixed monthly premiums

Term life insurance allows you to plan on a fixed monthly premium over the life of the contract. This means that you pay the same low rate every month for the duration of your policy.

Choosing the length of the term

Generally, you can choose how long you want the life insurance coverage. A good rule of thumb is to choose a term that exceeds the remainder of your income generating years. For example, if you plan to be working for another 20 years, you should choose a 20-year term as a minimum.

Choosing the death benefit

Choosing your coverage is one of the best benefits of term life insurance. Often people choose a death benefit that would allow their beneficiaries to pay off debts and live comfortably in the event of an untimely death. We can work with you to determine that figure.