Discover the power of tax-deferred growth and tax free income with Indexed Universal Life insurance.
Indexed Universal Life as an Investment Vehicle:
Life insurance functions like a Roth IRA without deposit limits. Taxes are paid pre-contributions like a Roth IRA. The account value is indexed and grows with the stock market, but does not lose value. Unlike traditional investments, if the market goes down, your value does not! When you are ready to take income, distributions are made to you tax free. Unlike the Roth IRA, you are not limited to how much money you can invest tax deferred.
Assume the following for this illustration:
- 45 Year-old Male
- $10,000 Annual Contribution to Age 65
- 7% Yield on both accounts
- 1% Management Fee on Investment Account
- 35% Tax Bracket
Indexed Universal Life Insurance
What will your money do when invested in the Indexed Universal Life Insurance?
How would you do financially investing the same money directly into the stock market?
Comparing Indexed Universal Life with Investment Account
Now, compare the outcome of the two accounts.
What do the numbers say?
The outcome is startling, but it makes sense. Growing money without paying taxes allows it to grow faster! In this example, Indexed Universal Life would give you $454,144 more than a typical stock market investment. Discover the value of tax-deferred growth and tax-free income – request information today!
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