Final Expense Insurance in Las Vegas, NV
Final expense insurance is an end of life policy that can help ese the burden of loved ones by paying many of the costs associated with funerals. Funerals costs are increasing and average between $6,000 and $10,000. Final expense policies cover these expenses and come in face values between $1,000 to $15,000.
Who Should Purchase Final Expense?
If you already have life insurance, Final expense insurance may not be necessary. Typically, those who need Final Expense insurance are those who do not qualify for life insurance because of health.
Read below for more…
Final Expense Funeral Insurance
Final Expense vs. A Pre-Paid Funeral Home Plan:
It makes financial sense to purchase final expense instead of a pre-paid plan from a funeral home. Pre-paid plans have no flexibility. They can only be used at the funeral home. With final expense, you can pay for things associated with the funeral but not the funeral home such as travel. Additionally, final expense may be more cost effective because the entire death benefit amount may be available immediately upon payment of the first premium.